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Al Baraka Bank Tunisie — your partner bank

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A bank close to your ambitions

Useful, transparent solutions designed for you.

Al Baraka Bank offers a wide range of products and services tailored to your needs and compliant with the principles of Islamic finance.

Ethical finance

Solutions compliant with the principles of Islamic finance.

Human advice

Teams available to support you at every step.

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Our featured products

Discover the offers most sought after by our customers in Tunisia, then explore our full catalog.

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Carte Évasion

Travel

Carte Évasion

Ready to explore the world? Enjoy your travel allowance with total peace of mind.

National Gold Card

Cards

National Gold Card

Limits tailored to your lifestyle, with even more everyday benefits.

Sayarat Al Baraka

Automotive

Sayarat Al Baraka

Buy your first car or change vehicles with a dedicated financing solution.

Rahalet Al Baraka

Projects

Rahalet Al Baraka

A solution designed to finance your holidays and family trips.

Pack Yasmine

Tunisians abroad

Pack Yasmine

A set of services specially designed for Tunisians residing abroad.

All our Individuals products

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Bank accounts

I.N.R Account
I.N.R Account

Convertible dinar account dedicated to Tunisians resident abroad and to resident foreign nationals.

Foreign Currency Account
Foreign Currency Account

Manage your funds directly in foreign currency with no exchange risk.

Current Account
Current Account

The Sharia-compliant current account for all your day-to-day banking operations.

P.P.R Account
P.P.R Account

Personal Settlement Account making it easier to manage specific transactions.

Student Offer
Student Offer

The complete, budget-friendly banking package designed to support students on the road to success.

Bank cards

Al Baraka Gold International Card
Al Baraka Gold International Card

Prestige, high limits and international medical assistance for your travels around the world.

Al Baraka Gold National Card
Al Baraka Gold National Card

The prestigious card for total freedom in your payments and withdrawals in Tunisia.

Al Baraka Savings Card
Al Baraka Savings Card

Access your savings 24/7 with complete security.

Lady Card
Lady Card

An elegant, exclusive card designed specifically for active women.

Visa Classic Card
Visa Classic Card

The essential card for all your everyday banking needs in Tunisia.

Visa Classic + Card
Visa Classic + Card

Higher limits and more freedom for your everyday transactions.

Visa International Card
Visa International Card

Your financial passport for travelling and paying abroad with no worries.

Ettwensa Elkol Card
Ettwensa Elkol Card

The citizens’ card, accessible to everyone with the full range of essential services.

Al Baraka Platinum Card
Al Baraka Platinum Card

Banking excellence with access to airport VIP lounges and exceptional insurance cover.

Al Baraka Platinum + Card
Al Baraka Platinum + Card

The pinnacle of privilege, with unprecedented limits and bespoke services.

Évasion Card
Évasion Card

Ready to explore the world? The rechargeable international prepaid card.

Al Baraka Tech Card
Al Baraka Tech Card

The international tech card for paying for your digital services and online licences.

Savings & investments

Al Baraka Savings Account
Al Baraka Savings Account

Grow your savings in absolute respect of the principles of Islamic Sharia.

Al Baraka Hajj Savings Account
Al Baraka Hajj Savings Account

Prepare serenely, step by step, for the great pilgrimage to the Holy Places.

Al Baraka Masken Savings Account
Al Baraka Masken Savings Account

Build your personal contribution to acquire or build your future home.

Al Baraka Omra Savings Account
Al Baraka Omra Savings Account

Plan your Omra spiritual journey with complete peace of mind.

Earmarked Participatory Deposit Investment
Earmarked Participatory Deposit Investment

Invest your capital in targeted projects with high return potential.

Financing

Dar Al Baraka Financing
Dar Al Baraka Financing

Make your real-estate dream come true with the Sharia-compliant Real-Estate Mourabaha formula.

Al Baraka First Home
Al Baraka First Home

The advantageous programme for acquiring your very first property.

Sayarat Al Baraka
Sayarat Al Baraka

Buy your new or used car with complete ease through Automotive Mourabaha.

Tahsin Masken Al Baraka
Tahsin Masken Al Baraka

Finance your home fitting-out, renovation and extension work.

Tahsin Masken + Al Baraka
Tahsin Masken + Al Baraka

Higher amounts for your major home-transformation projects.

Rafehat Al Baraka
Rafehat Al Baraka

Finance your appliances, furniture and home equipment with complete peace of mind.

Rahalet Al Baraka
Rahalet Al Baraka

Because Al Baraka has also thought of your holidays and family trips.

Dirasset Al Baraka
Dirasset Al Baraka

Invest in your children’s future and academic success.

Omra Al Baraka
Omra Al Baraka

Perform your Omra pilgrimage with no financial burden.

Service packs

Yasmine Pack
Yasmine Pack

A packaged solution designed specifically for Tunisians Resident Abroad (TRE).

Privilège Pack
Privilège Pack

The complete bundled offer for a smooth, advantageous banking relationship.

Confort Pack
Confort Pack

The essential pack for managing your basic banking operations at the best price.

First Pack
First Pack

Step into the Al Baraka premium world with exclusive privileges.

First + Pack
First + Pack

The First formula, plus the international dimension.

Al Baraka Platinum Pack
Al Baraka Platinum Pack

The exceptional pack for a bespoke, unlimited banking experience.

Al Baraka Platinum + Pack
Al Baraka Platinum + Pack

The pinnacle of the Al Baraka VIP banking experience.

All our Professionals products

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Bank accounts

Current Account for Professionals
Current Account for Professionals

The activity account dedicated to shopkeepers, craftspeople and professionals in liberal occupations.

P.P.R Account for Professionals
P.P.R Account for Professionals

Settlement account for professionals and sole traders.

Bank cards

Taksit Card
Taksit Card

The interest-free instalment payment card for financing your business purchases.

Financing

Al Baraka Professional Equipment
Al Baraka Professional Equipment

Modernize your work tools, medical equipment, machinery and tooling.

Appropharma Financing
Appropharma Financing

The stock and cash-flow financing solution dedicated to pharmacists.

Al Baraka Pro Real-Estate Project
Al Baraka Pro Real-Estate Project

Acquire your business premises, practice, workshop or offices.

Sayarat Al Baraka Pro Financing
Sayarat Al Baraka Pro Financing

Utility vehicles, commercial vehicles and company cars for professionals.

Leasing (Ijara)

Al Baraka Real-Estate Leasing
Al Baraka Real-Estate Leasing

Finance your operating premises through Ijara, with a final purchase option.

Al Baraka Automotive Leasing
Al Baraka Automotive Leasing

Finance your company vehicles through Ijara, with a guaranteed final buyout.

Investments & cash management

Moudharaba Pro Participatory Deposit Account
Moudharaba Pro Participatory Deposit Account

Put your company’s surplus cash to work in an ethical way.

All our Businesses products

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Bank accounts

Corporate Current Account
Corporate Current Account

The hub of your day-to-day financial and commercial operations.

Corporate Foreign Currency Account
Corporate Foreign Currency Account

Hold your export proceeds and pay your international suppliers with no exchange constraints.

Professional Foreign Currency Account
Professional Foreign Currency Account

For partially exporting companies, in accordance with Central Bank of Tunisia (BCT) regulations.

Financing

Al Baraka Stock Financing
Al Baraka Stock Financing

Finance the purchase of your raw materials and goods through Mourabaha.

Al Baraka Campaign Financing
Al Baraka Campaign Financing

Financing of seasonal activities (agri-food, olive oil, dates, tourism).

Al Baraka Contract Financing
Al Baraka Contract Financing

Execute your public and private contracts with advances on progress certificates and bonds.

Al Baraka Export
Al Baraka Export

Pre-financing and mobilization of your receivables arising abroad.

Al Baraka Import
Al Baraka Import

Secure and finance the procurement of foreign equipment and inputs.

International operations

Documentary Collection
Documentary Collection

Secure collection for your international trade operations.

Documentary Credit (Credoc)
Documentary Credit (Credoc)

The irrevocable international bank guarantee for your foreign trade transactions.

Clean Collection
Clean Collection

Fast collection of cheques and bills issued by your foreign partners.

Worth discovering

Our news and solutions to help you move forward with confidence.

Distinctions, expertise and financing: discover the highlights of Al Baraka Bank and the solutions designed to bring your projects to life.

All news
Five trophies won by Al Baraka Bank Tunisie at the IFN Awards 2024

Distinctions

Al Baraka Bank Tunisie crowned with 5 awards at the IFN Awards 2024

Al Baraka Bank Tunisie was honored at the IFN Awards 2024, winning five prestigious awards, confirming its role as a leader in Islamic finance in Tunisia.

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Partners shaking hands over a financing project

Financing

Financing solutions tailored to every need

Individual, professional or business: our advisors help you choose the solution best suited to your needs, in a spirit of fairness, transparency and lasting partnership.

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Support for everyone

Choose your space

Clear navigation to the solutions that truly match your situation.

Individuals

Accounts, cards, savings and financing to support every moment of your life.

  • Manage my daily life
  • Plan my projects
  • Grow my savings
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Professionals

Banking services tailored to freelancers, merchants and liberal professions.

  • Steer my cash flow
  • Finance my equipment
  • Grow my business
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Businesses

Dedicated expertise to structure your financing and international operations.

  • Optimize my cash flows
  • Finance my growth
  • Operate internationally
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BANECTI mobile app
BANECTI Mobile Banking

Your banking operations, simple and secure.

Access your accounts and manage your banking services remotely, 24/7.

  • Account statements
  • Transfers and operations
  • Secure access
  • Always available

Have a project in mind? Let’s talk.

Simulate your financing or speak with an advisor at a branch.