Individual Financing (Mourabaha & Moussawama)
Bring your real estate, auto, home improvement and family travel projects to life with a fixed and transparent profit margin.
Real Estate
Dar Al Baraka Financing
Make your real-estate dream come true with the Sharia-compliant Real-Estate Mourabaha formula.
Financing of up to 80% of the property value
Repayment term of up to 20 years (240 months)
The bank’s profit margin is known and fixed in advance for the entire term
Islamic Finance
Al Baraka First Home
The advantageous programme for acquiring your very first property.
Financing of the self-contribution of up to 20% in the form of a state-subsidized loan
Mourabaha financing by Al Baraka of the remainder of the purchase price
Repayment term of up to 25 years
Auto
Sayarat Al Baraka
Buy your new or used car with complete ease through Automotive Mourabaha.
Financing of up to 80% for new vehicles and 60% for used vehicles
Repayment term of up to 7 years (84 months) for new vehicles and 5 years for used vehicles
Fixed monthly instalments known in advance
Islamic Finance
Tahsin Masken Al Baraka
Finance your home fitting-out, renovation and extension work.
Financing of 100% of quotes for materials and equipment purchases
Repayment term of up to 7 years
Monthly instalments suited to your repayment capacity
Islamic Finance
Tahsin Masken + Al Baraka
Higher amounts for your major home-transformation projects.
Very high financing limits
Term of up to 10 years
Comprehensive coverage of quotes across all trades
Islamic Finance
Rafehat Al Baraka
Finance your appliances, furniture and home equipment with complete peace of mind.
Financing of up to 100% of the equipment quote
Repayment term of up to 3 years (36 months)
Funds disbursed directly to the chosen supplier
Islamic Finance
Rahalet Al Baraka
Because Al Baraka has also thought of your holidays and family trips.
Financing of the full cost of your trip or stay
Repayment term of up to 2 years (24 months)
Partnership with the leading travel agencies
Islamic Finance
Dirasset Al Baraka
Invest in your children’s future and academic success.
Coverage of annual or multi-year tuition fees
Repayment over 12 to 24 months per academic year
Direct payment to the educational institution
Islamic Finance
Omra Al Baraka
Perform your Omra pilgrimage with no financial burden.
Financing of your Omra trip up to 100%
Repayment of up to 36 months
Partnerships with specialized, approved agencies